Bushwick Daily | Why It’s Time to Finally Get Renter’s Insurance

Finally Cross Renter’s Insurance Off Your To-Do LIst and Protect Your Stuff for Just $5 a Month

Renter’s Insurance helps protect your stuff whether you’re at home or on the go. For many transient Brooklyn residents, signing up for a policy falls somewhere between scheduling a dentist appointment and finally organizing your sock drawer: you know you should do it but somehow never get around to it.

I’ve lived in my apartment for nearly a year and a half and still hadn't taken the plunge, until I found Lemonade. They offer Renters Insurance, which is extremely worth getting to protect everything you own, in the space you don’t. This includes your laptop (which will be covered even if it’s stolen at a coffee shop or on vacation—their policy covers personal property anywhere in the world), your jewelry, your art, your furniture and more.

I put off tasks way more if they involve calling someone but Lemonade’s process is entirely online or in app — and super quick.

To get a quote, you enter your address and answer a brief series of questions. It honestly takes way longer to set up a Hinge Profile or make a restaurant reservation.

Photo by Mike Petrucci on Unsplash.

Photo by Mike Petrucci on Unsplash.

I inputted my address and answered a few questions: Yes, I have a roommate, no pets, no camera equipment, no fine jewelry (the basic policy covers up to $1,500 in jewelry) and no valuable art (sigh).  My building has a fire alarm but no burglary alarm.

After 30 seconds, I got my quote: $5 a month for all kinds of protections …